Informative note from the Ministry of Social Rights regarding civil liability insurance 1080 1521 Mark Nolan
Informative note regarding civil liability insurance for dogs

Informative note from the Ministry of Social Rights regarding civil liability insurance

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In view of the inability for the caretaker Government of Spain to fulfil the requirements to set the standards for certain elements of the Animal Welfare Law, and informative note was sent out to official bodies explaining that although the law comes into force on 29 September 2023, some elements will be delayed, in particular the requirement for civil liability insurance, and the requirement to complete a pet ownership course.

The official note, in Spanish, is above and below, and here are the key points translated:

 

In response to the different queries received in this General Directorate, in relation to different aspects related to the entry into force of Law 7/2023, of March 28, on the protection of the rights and well-being of animals, the following is reported:

 

a) Civil liability insurance for dog possession

The obligation to contract and maintain in force civil liability insurance for natural or legal persons who own dogs, established in article 30.3 of Law 7/2023, of March 28, would come into force on September 29, 2023, in accordance with its ninth final provision. Although, in pure legal terms, it is not effectively applicable until the regulatory development of said precept occurs, in accordance with its provisions.

Likewise, the provisions on this matter in the regional and local regulations that already establish, in some cases, the obligation to have civil liability insurance for dog ownership must be taken into account.

Finally, in the case of potentially dangerous dogs, the specific regulations (Royal Decree 28/2002, of March 22, which develops Law 50/1999, of December 23, on the legal regime for the possession of potentially dangerous animals) requires that the minimum civil liability insurance coverage be at least €120,000.

On the other hand, it is recommended to consult insurance companies to advise on dogs that could be included in home insurance policies, depending on their type, applicable regulations and other aspects.

b) Other obligations

In relation to other obligations regulated in Law 7/2023, of March 28, that require regulatory development, such as carrying out the responsible ownership course or the identification of animals included in the positive list, other than the dog species, cat and ferret, will be applicable once the aforementioned regulatory development comes into force.

Sergio Garcia Torres

Informative note from the Government regarding civil liability insurance for dogs
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